For founders buried in the books

Get the books
off your plate.

Stop closing the books at midnight. Hand the whole function to a team — daily transactions, monthly close, clean reporting — so finance is handled and never touches your calendar. The Continuous Close Method™ runs it for you.

At a lean startup, the books fall to the founder by default.

01A three-to-five-person startup rarely has a finance hire, so bookkeeping has no owner. It lands on the founder — reconciling QuickBooks, chasing receipts, coding transactions — nights and weekends, on top of the work only a founder can do.


02The usual fixes do not hold. A solo bookkeeper leaves no second set of eyes, so errors surface months later in a tax return. A part-time hire turns over. DIY software still needs someone to run it — and that someone is still you.


03Debit & Co. takes the entire function off your plate. A dedicated team records transactions daily, closes the books in 5–7 days, and delivers clean monthly reporting — with controller oversight reviewing the work. Finance is handled, and it stops touching your calendar.


It’s time to outsource if…

Most founders who hand off the books recognize three or more of these eight.

  • You reconcile QuickBooks at night or on weekends.
    Five to eight hours a week you’d rather spend on product or customers.
  • The books have no owner — they default to you.
    The one job no one else on the team can pick up.
  • Month-end close always slips when a launch or raise lands.
    The books fall weeks behind and catch-up lands on a weekend.
  • You’re the backup bookkeeper when something breaks.
    Every reconciliation error becomes your problem to chase.
  • No second set of eyes reviews the numbers.
    Errors surface months later in a tax return or diligence request.
  • A part-time bookkeeper left and took the context with them.
    You’re back to running it yourself between hires.
  • You can’t answer “what did we spend last month?” on the spot.
    The books are too far behind to give you a current number.
  • Bookkeeping is crowding out time with product and users.
    The founder work that actually moves the company waits.

The Financial Clarity™ framework.

Three pillars behind the books we take off your plate. Every engagement maps to them.

01

Clean.

Books that reconcile to the dollar. Monthly close by the 8th business day. Deferred revenue, accruals, prepayments, and intercompany handled correctly the first time.

02

Compliant.

ASC 606 revenue recognition. R&D tax credits filed. Sales tax nexus tracked. Audit-ready by default — not as a sprint before a priced round.

03

Communicable.

Financial packages a board, an investor, or an acquirer can read. Monthly close packet. Quarterly board section. Investor data room maintained between rounds.

Staff Accountants and Comprehensive Bookkeepers deliver against each pillar in two distinct engagement models.

Everything you hand off.

The full bookkeeping function, outsourced as one team. The mix of Staff Accountants and Comprehensive Bookkeepers depends on your stage and transaction volume.

Daily Bookkeeping

Transactions recorded and categorized as they happen, not in a weekend catch-up. Bank and card feeds reconciled continuously, so the books stay current without you touching QuickBooks.

Pillar: Clean · Delivered by: Comprehensive Bookkeepers

Monthly Close

A reconciled close in 5–7 days, not three weeks. Because most of the work is done daily, month-end is a review — not the all-nighter it used to be on your calendar.

Pillar: Clean · Delivered by: Comprehensive Bookkeepers

Accounts Payable & Receivable

Bills entered and paid on schedule; invoices sent and collected on time. Vendor and customer records kept clean, so cash moving in and out is tracked — not chased.

Pillar: Clean · Delivered by: Comprehensive Bookkeepers

Payroll Coordination

Payroll runs coordinated with your provider and recorded correctly to the books, with the tax and benefit entries that go with them — so payroll reconciles instead of becoming a month-end surprise.

Pillar: Compliant · Delivered by: Staff Accountants

Monthly Reporting

A clean P&L, balance sheet, and cash flow statement every month, in plain language — so you can answer “what did we spend?” on the spot instead of opening QuickBooks to find out.

Pillar: Communicable · Delivered by: Both

A Dedicated Team

A dedicated accountant on your business daily, with senior controller oversight reviewing the work each week. Not a tool you run, and not a single hire who leaves — a function that holds.

Pillar: Clean · Delivered by: Both

Continuous Close engagement — B2B SaaS

Featured case · B2B SaaS

“By month 3, we finally saw where our margins were bleeding. The Continuous Close Method uncovered $180k in redundant vendor costs we’d been carrying for years.”

CEO · $22M B2B SaaS Company

5–8 hrs/wk

Founder time handed back

6-day close

Down from 22 days

Zero

Founder hours the close touches

See how the Continuous Close Method works →

Where Debit & Co. fits.

Specificity is a service. The list below is honest.

A good fit:

  • A founder or CEO doing the books in QuickBooks after hours.
  • A 3–5 person team with no finance hire and no one who owns the close.
  • SaaS or professional-services startups, pre-seed through Series A.
  • Revenue has started, and the transaction volume now needs real bookkeeping.
  • Founders who want finance fully handled, not another tool to run themselves.

Not the right fit:

  • You already employ a controller or in-house finance hire who owns the books.
  • You want DIY software and intend to keep doing the books yourself.
  • You are pre-revenue with little transaction volume to record.
  • You need tax filing only, not a monthly close and ongoing books.

Frequently asked.

What does it cost to outsource bookkeeping for a startup?

Engagements are priced to the work — transaction volume, number of accounts, and whether you need a full monthly close or daily bookkeeping plus reporting. After a discovery call we send a custom proposal within 48 hours, so you see the scope and price before committing.

How much founder time does outsourcing actually save?

Founders typically hand back five to eight hours a week — the reconciling, receipt-chasing, and transaction coding that used to land on nights and weekends. The monthly close runs on our calendar, not yours, so it touches zero of your hours.

How is outsourcing different from hiring a bookkeeper?

A single hire is one person with no backup — when they leave or make an error, it falls back to you. You get a dedicated accountant working your books daily plus senior controller oversight reviewing the work, so there is always a second set of eyes and the function does not depend on one person staying.

We’re behind on our books. Can you catch us up?

Yes. The Foundation phase (Weeks 1–3) cleans up and reconciles the existing books and documents your processes before the ongoing cadence starts. Most engagements reach a clean monthly close within 60–90 days, with the close down to 5–7 days from there.

Do you work in QuickBooks, or move us to your own system?

We work in your existing stack. The team is QuickBooks and Bill.com certified and operates inside the tools you already use — you are not migrating systems or learning a new platform. Nothing about the handoff requires you to run software yourself.

What stays on my plate after I hand off the books?

The bookkeeping function leaves your calendar entirely — daily transactions, reconciliations, monthly close, and reporting are handled. You stay in the decisions: reviewing the monthly numbers and approving anything that needs a founder’s call. The work, not the oversight, is what comes off your plate.

Ready for Financial Clarity™?

Book a 30-minute discovery call. Tell us your situation, we’ll be honest about fit, and you get a custom proposal in 48 hours.